National Consumer Credit Protection

Ensure your staff understand the key obligations under the National Consumer Credit Protection laws and how to comply with them effectively to maintain legal standards, protect consumers, and uphold ethical credit practices in your organisation.

Online course details

Delivery

SCORM files or hosted on our Platform

Course Format
  • Structured Learning (35-40 min)
Regulation/Law

Australia: National Consumer Credit Protection Act 2009 and more

Region

Australia

Purchase course

About this online course

Our National Consumer Credit Protection training covers the fundamental aspects of the NCCP Act and its associated regulations. Participants will learn about the licensing requirements, responsible lending obligations, and disclosure rules that govern credit activities in Australia. The course also explores how to identify and manage compliance risks, ensuring that credit is provided in a manner that is both ethical and legally compliant. Through interactive scenarios and practical examples, this training enables participants to navigate the complexities of credit regulation and uphold the integrity of their organisation’s credit practices.

Course Overview

Key modules

  • The law
  • Criminal penalties for breach
  • The code specifics
  • When does the code apply?
  • Overview of licence requirements
  • Responsible lending conduct
  • Unsuitability assessment
  • Pre-contractual conduct
  • Canvasing credit at home
  • Requirements of pre-contractual disclosure
  • Contract specifics
  • More about mortgages
  • Guarantees and guarantors
  • Statements, unjust transactions and other charges
  • General information about notices
  • Unjust transactions
  • TS5 – Guarantors right to withdraw
  • Enforcements

Learning outcomes

By the end of this course, participants will be able to understand:

  • the key provisions of the National Credit Code;
  • when the NCCP Act and National Credit Code apply;
  • the credit licensing regime;
  • responsible lending obligations;
  • the mortgage enforcement process; and
  • hardship applications

Legislation covered

Australia: National Consumer Credit Protection Act 2009 , The National Consumer Credit Regulations 2010, The Financial Sector Reform Act 2022 (Cth), RG 209 – Credit Licensing- Responsible Lending Conduct

Course formats

Structured Learning

Ideal for first-time learners or those with little prior knowledge, covering the entire topic in 30-40 minutes. 

Accelerated Learning

Allows learners who understand the topic to proceed quickly through the course in 20-30 minutes.

MicroLearns

Short modules for time-poor learners, with each module lasting 5-10 minutes.

ShortBurst

Quick summaries of specific compliance areas, available in office-based and field-based formats, each lasting 5 minutes.

Delivery options

SCORM-compliant file

Our client services team can deliver our courses via SCORM file if you have a Learning Management System (LMS) or SCORM-compliant software.

Safetrac Platform

Alternatively, you can use our Compliance Platform to house any training material, track policy acceptance, administer surveys, and audits—all in one place. We can get you up and running within a few weeks.

Ensure your staff understand the key obligations under the National Consumer Credit Protection laws and how to comply with them effectively to maintain legal standards, protect consumers, and uphold ethical credit practices in your organisation.

Consumer credit is regulated by the National Consumer Credit Protection Act (NCCP) and the National Consumer Credit Regulations 2010.

Which place obligations on financial institutions and credit providers to ensure fair, transparent, and responsible lending credit practices. Participants will gain the knowledge needed to comply with regulations, protect consumer rights, and maintain ethical standards within the industry.

Enquire about this course for your organisation

Book a free training needs analysis with one of our Compliance Experts to help you build out the ideal compliance training program.

Related courses

Increase your compliance by bundling our related courses. This ensures you cover multiple topics and legislations for a holistic approach.

Why Choose Safetrac’s Compliance Courses 

Versatile Course Formats

Options include comprehensive compliance courses and short, bite-sized modules to meet diverse training needs. 

Engaging and Customisable

Our courses provide engaging, customisable content, from videos to interactive modules, tailored to your business.

Legally Up-to-Date

All content is regularly updated to reflect the latest legislation, ensuring your training remains compliant.

Flexible Delivery Options

Available via SCORM or our Compliance Platform, with regular updates provided whenever legal changes occur.

Exceptional Customer Service

Our local Client Services team ensures a smooth setup within a few weeks and offers ongoing support for all your learning and training needs. 

Trusted by Leading Brands

Renowned companies like Uber, Chubb, and David Jones rely on our compliance training solutions.

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